I want to talk to you about the five things you need to know today about cease and desist letters. What are ceasing and desist letters; how you can use in them in debt collection and we can help you.
- Fair Debt Collection Practices Act allows you to send a letter the debt collector who was contacting you asking them to cease and desist from calling you. They must cease and desist as soon as they received the letter. You can do it at a time during the collection process; in the beginning, in the middle, doesn’t matter. You don’t have to keep taking their phone calls. If you don’t want them to call, send them a cease and desist letter.
- What’s the form of the letter? Sure, on the internet, there’s lots of big letters saying you know this and that, big forms. Not complicated. Take a piece of paper says don’t call me. Like that. Mail it to them. Keep a copy or sent it certified, return receipt requested. That does just fine. Well, also make sure you include your name and telephone number that you don’t want them to call.
- Thing number three for you to know is that as soon as they receive they must cease and desist from contacting you. That means they can’t contact you; can contact relatives; they have to basically shut down the account, stop calling. That’s that. Frequently, they’ll go ahead and sell the account to somebody else who then picks up the phone calls you. Now you know what to do with them as well.
- Very important: Calling you don’t just mean calling and reaching you, calling you means ‘calling’. So, sometimes sneaky debt collectors will receive a cease and desist letter and they will call, call, call, but not speak with you. That doesn’t work. If you send a cease and desist letter, they may not call period.
- Finally, the fifth thing you have to know: If your rights have been violated; if you send a cease and desist letter to a debt collector under federal law, and they keep calling you, give us a call. We’ll take money from them. That’s right.
You can recover up to a thousand bucks from the debt collector for illegal harassment such as violating your cease and desist letter. We will work for free. The legal services are free for you. The debt collector will pay our fees.